/* National Auto & Home Service Co. — old-school insurance aesthetic */

:root {
  --navy: #14264c;
  --navy-deep: #0e1b38;
  --navy-ink: #1c2740;
  --brass: #c9a227;
  --brass-soft: #dbb84d;
  --cream: #f7f4ec;
  --paper: #fffdf8;
  --ink: #232a38;
  --ink-soft: #4c5568;
  --rule: #d8d2c2;
  --serif: Georgia, "Times New Roman", Times, serif;
  --sans: "Helvetica Neue", Arial, "Segoe UI", sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 17px;
}

img, svg { max-width: 100%; }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* ---------- Top ribbon ---------- */
.ribbon {
  background: var(--navy-deep);
  color: #cfd6e4;
  font-size: 13px;
  letter-spacing: 0.04em;
}
.ribbon .wrap {
  display: flex; justify-content: space-between; align-items: center;
  min-height: 34px; gap: 16px;
}
.ribbon a { color: var(--brass-soft); text-decoration: none; }
.ribbon a:hover { text-decoration: underline; }
.ribbon .est { text-transform: uppercase; }

/* ---------- Header ---------- */
header.site {
  background: var(--paper);
  border-bottom: 3px double var(--rule);
}
.masthead {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 0; gap: 24px;
}
.brand { display: flex; align-items: center; gap: 14px; text-decoration: none; color: var(--navy); }
.brand .shield { width: 52px; height: 58px; flex: none; }
.brand .words { line-height: 1.15; }
.brand .name {
  font-family: var(--serif);
  font-size: 22px; font-weight: 700; letter-spacing: 0.01em;
  display: block;
}
.brand .tag {
  font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--ink-soft);
}

nav.primary { display: flex; align-items: center; gap: 26px; }
nav.primary a {
  color: var(--navy-ink); text-decoration: none; font-size: 15.5px;
  letter-spacing: 0.02em; padding: 6px 0; border-bottom: 2px solid transparent;
}
nav.primary a:hover { border-bottom-color: var(--brass); }
nav.primary a.active { border-bottom-color: var(--navy); font-weight: 600; }
nav.primary a.cta {
  background: var(--brass); color: var(--navy-deep); font-weight: 700;
  padding: 10px 18px; border: none; border-radius: 2px;
}
nav.primary a.cta:hover { background: var(--brass-soft); }

.nav-toggle {
  display: none; background: none; border: 1px solid var(--rule);
  padding: 8px 12px; font-size: 20px; color: var(--navy); cursor: pointer;
}

/* ---------- Hero ---------- */
.hero {
  background:
    repeating-linear-gradient(135deg, rgba(255,255,255,0.025) 0 2px, transparent 2px 6px),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #eef1f7;
  padding: 84px 0 92px;
  border-bottom: 6px solid var(--brass);
}
.hero .kicker {
  font-size: 13px; text-transform: uppercase; letter-spacing: 0.22em;
  color: var(--brass-soft); margin-bottom: 18px;
}
.hero h1 {
  font-family: var(--serif);
  font-size: clamp(34px, 5vw, 54px);
  line-height: 1.12; font-weight: 700; max-width: 17ch;
}
.hero p.lead {
  margin-top: 22px; max-width: 62ch; font-size: 19px; color: #c9d2e2;
}
.hero .actions { margin-top: 34px; display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-block; text-decoration: none; border-radius: 2px;
  padding: 13px 26px; font-size: 16px; font-weight: 700; letter-spacing: 0.02em;
}
.btn.gold { background: var(--brass); color: var(--navy-deep); }
.btn.gold:hover { background: var(--brass-soft); }
.btn.ghost { border: 1.5px solid #8fa0c0; color: #eef1f7; }
.btn.ghost:hover { border-color: var(--brass-soft); color: var(--brass-soft); }
.btn.navy { background: var(--navy); color: #fff; }
.btn.navy:hover { background: var(--navy-ink); }

/* ---------- Sections ---------- */
section { padding: 72px 0; }
section.tint { background: var(--cream); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }

.section-head { max-width: 720px; margin-bottom: 42px; }
.section-head .kicker {
  font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.2em;
  color: #8a6d1d; margin-bottom: 10px;
}
.section-head h2 {
  font-family: var(--serif); font-size: clamp(26px, 3.4vw, 36px);
  color: var(--navy); line-height: 1.2;
}
.section-head p { margin-top: 14px; color: var(--ink-soft); font-size: 17.5px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

.cols-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.cols-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.cols-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }

.card {
  background: var(--paper); border: 1px solid var(--rule);
  border-top: 3px solid var(--navy); padding: 30px 28px;
}
.card.gold-top { border-top-color: var(--brass); }
.card .glyph { width: 44px; height: 44px; margin-bottom: 18px; color: var(--navy); }
.card h3 { font-family: var(--serif); font-size: 21px; color: var(--navy); margin-bottom: 10px; }
.card p { color: var(--ink-soft); font-size: 16px; }
.card ul { margin: 14px 0 0 18px; color: var(--ink-soft); font-size: 15.5px; }
.card ul li { margin-bottom: 7px; }
.card a.more {
  display: inline-block; margin-top: 18px; color: var(--navy); font-weight: 700;
  text-decoration: none; font-size: 15px; letter-spacing: 0.02em;
}
.card a.more:hover { color: #8a6d1d; }

/* Steps */
.steps { counter-reset: step; }
.step { position: relative; padding: 28px 26px 28px 84px; background: var(--paper); border: 1px solid var(--rule); }
.step + .step { margin-top: 18px; }
.step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  position: absolute; left: 24px; top: 26px;
  font-family: var(--serif); font-size: 30px; color: var(--brass);
  font-weight: 700;
}
.step h3 { font-family: var(--serif); font-size: 20px; color: var(--navy); margin-bottom: 6px; }
.step p { color: var(--ink-soft); font-size: 16px; }

/* Statement band */
.band {
  background: var(--navy); color: #e8ecf5;
  border-top: 4px solid var(--brass); border-bottom: 4px solid var(--brass);
  padding: 56px 0; text-align: center;
}
.band blockquote {
  font-family: var(--serif); font-size: clamp(22px, 3vw, 30px);
  line-height: 1.35; max-width: 30ch; margin: 0 auto;
}
.band cite { display: block; margin-top: 16px; font-style: normal; font-size: 13.5px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--brass-soft); }

/* Definition rows */
.defrow { display: grid; grid-template-columns: 220px 1fr; gap: 24px; padding: 26px 0; border-top: 1px solid var(--rule); }
.defrow:last-child { border-bottom: 1px solid var(--rule); }
.defrow h3 { font-family: var(--serif); color: var(--navy); font-size: 19px; }
.defrow p { color: var(--ink-soft); font-size: 16px; }

/* Page header (interior pages) */
.page-head {
  background:
    repeating-linear-gradient(135deg, rgba(255,255,255,0.025) 0 2px, transparent 2px 6px),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #eef1f7; padding: 58px 0 62px; border-bottom: 6px solid var(--brass);
}
.page-head .kicker { font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.22em; color: var(--brass-soft); margin-bottom: 12px; }
.page-head h1 { font-family: var(--serif); font-size: clamp(30px, 4.4vw, 44px); line-height: 1.15; }
.page-head p { margin-top: 16px; max-width: 62ch; color: #c9d2e2; font-size: 18px; }

/* Notice / info boxes */
.notice {
  border: 1px solid var(--rule); border-left: 4px solid var(--brass);
  background: var(--cream); padding: 20px 24px; font-size: 15.5px; color: var(--ink-soft);
}
.notice strong { color: var(--ink); }

.contact-line { font-size: 18px; margin: 8px 0; }
.contact-line strong { font-family: var(--serif); color: var(--navy); }

/* ---------- Footer ---------- */
footer.site {
  background: var(--navy-deep); color: #aeb8cd; margin-top: 0;
  border-top: 6px solid var(--brass); font-size: 14.5px;
}
footer .top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 36px; padding: 54px 0 40px; }
footer h4 { color: #fff; font-family: var(--serif); font-size: 16px; margin-bottom: 14px; letter-spacing: 0.03em; }
footer ul { list-style: none; }
footer ul li { margin-bottom: 9px; }
footer a { color: #aeb8cd; text-decoration: none; }
footer a:hover { color: var(--brass-soft); }
footer .brandline { display: flex; align-items: center; gap: 12px; color: #fff; margin-bottom: 14px; }
footer .brandline .shield { width: 40px; height: 45px; }
footer .brandline .name { font-family: var(--serif); font-size: 17px; font-weight: 700; }
footer .legal {
  border-top: 1px solid #2a3a5e; padding: 22px 0 30px; font-size: 12.5px;
  color: #7f8aa3; line-height: 1.7;
}

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .cols-3, .cols-4 { grid-template-columns: 1fr 1fr; }
  footer .top { grid-template-columns: 1fr 1fr; }
  .defrow { grid-template-columns: 1fr; gap: 6px; }
}

@media (max-width: 680px) {
  .cols-2, .cols-3, .cols-4 { grid-template-columns: 1fr; }
  .masthead { flex-wrap: wrap; }
  .nav-toggle { display: block; }
  nav.primary {
    display: none; width: 100%; flex-direction: column; align-items: flex-start;
    gap: 4px; padding: 12px 0 18px; border-top: 1px solid var(--rule); margin-top: 14px;
  }
  nav.primary.open { display: flex; }
  nav.primary a { width: 100%; padding: 10px 4px; }
  nav.primary a.cta { text-align: center; margin-top: 8px; }
  .hero { padding: 60px 0 66px; }
  footer .top { grid-template-columns: 1fr; }
}